FOR IMMEDIATE RELEASE
Designing and Building a Beautiful Spec-Home Takes Skill. Having Enough Cash to Finish It Takes a Plan.
Cash-Flow-Model.com formally launches its Construction financial model, bringing decades of investment, due diligence, and funding experience to contractors and developers planning their projects.
Chicago, IL — October 29, 2026 — Ronald Achs knows how much goes into turning a construction project into a finished home. When he purchased a property in Ketchum, Idaho, the work that followed went far beyond a renovation. The existing house was taken down to its original foundation, additional foundation was poured, and the property was rebuilt with new custom living areas, state-of-the-art mechanical systems, beautiful exterior finishes, and landscaping.
The finished home was the visible result. Behind it were months of design, materials purchases, subcontractor work, construction capital draws, and frequent payments to the General Contractor that all had to come together before the project was complete.
“A beautiful, finished home doesn’t tell you what happened to the bank balance while it was being built,” said Achs, Founder and Chief Executive of PRODUITS DE L’ÉQUIPE LLC. “Materials, labor, subcontractors, and deliveries all have to be paid for. You need to work through when those bills arrive, when the customer pays, and how you’ll fund the difference. A project can show a profit and still run short of cash before you finish it.”
Today, through PRODUITS DE L’ÉQUIPE LLC, Achs is announcing the formal launch of the Construction financial model at Cash-Flow-Model.com, making his financial modeling tools available to contractors, builders, developers, sub-contractor specialists, and people evaluating construction and rehabilitation opportunities.
Ron is a longtime commodity trader, oil and gas investor and upstream operator, and former 5,300+ acre farm and ranch owner who began developing financial models approximately 25 years ago. Those models served him through acquisitions, start-ups, ongoing operations, and funding discussions from $100K to $100M+. They also helped him recognize when the numbers didn’t support an opportunity before he committed the money.
His Sun Valley rebuild provides the real-world setting for the illustrative Construction project used to demonstrate the platform. The example presents a modeled contractor case based on the property and reconstruction scope, with entered cost, delivery, and funding assumptions. It may not represent the original contractor’s historical financial performance or profit.
“I experienced that project as the homeowner,” Achs said. “For this demonstration, we looked at the financial questions from the contractor’s side. What does it cost to deliver the finished project? How much capital is tied up along the way? What happens if costs increase or completion moves back? Those are useful questions to answer before you agree to a price and commit to the work.”
The Construction model lets users enter Revenue, Expenses, Assets, Funding, and general and industry-specific Assumptions to produce an 84-month set of forward-looking projections and integrated, GAAP-compliant, financial statements. Completed schedules include the Balance Sheet, Statement of Cash Flows, Income Statement, Funding, Accounts Receivable, and Depreciation, and can be viewed, downloaded, and printed for discussion with bankers, investors, lenders, partners, and advisers.
The model connects construction spending, qualifying Direct expenses accumulated as Work-in-Process, customer delivery, and the timing of cash receipts and payments. Users can examine how costs build before delivery and how funding draws and repayments affect their projected Ending Bank Balance.
Construction-specific information also includes Total Project Square Feet and a forward-looking gross-margin-per-square-foot measure, helping users relate projected gross profit to the size of the project.
Through unlimited “what if” capabilities, users can increase material costs, change subcontractor expenses, move delivery dates, adjust customer payment assumptions, or compare financing terms. Then generate the schedules again and see what changed. How much money is needed and when? What happens if the job takes longer? Will the available financing cover the additional spending? How much cash remains after delivery and debt repayment?
“Winning the job is exciting. So is seeing the finished building,” Achs continued. “But the months in between are where your financial plan gets tested. If lumber costs more, a subcontractor’s bill changes, or the final payment arrives later, you want to understand what that does to your cash while you still have time to respond.”
The financial model also provides a budget and operating plan, or a benchmark, against which users can compare actual results as work progresses.
“I’ve sat across the table from bankers, hedge fund managers, lenders, and investors,” Achs said. “I call it my ‘no bullshit rule.’ If someone questions an assumption, change it and look at the result together. Being able to explain how much funding you need, when you need it, and how you expect to repay it makes for a much more useful conversation.”
Users supply the assumptions, the financial model performs the calculations, and the decisions remain theirs. Projections show what may happen under those assumptions; they do not guarantee project completion, financing, profitability, or an investment outcome.
About Cash Flow Model
Cash-Flow-Model.com is developed and operated by PRODUITS DE L’ÉQUIPE LLC. Its financial modeling technology grew from Ronald Achs’s experience in commodity trading, oil and gas investing, farm and ranch ownership, business investment — including start-ups — due diligence, and funding businesses at different stages of development. The platform helps users organize their opportunities, plan and test operating and funding assumptions through unlimited “what if” capabilities, and develop professional financial projections for funding discussions and ongoing budgeting.
For more information, visit Cash-Flow-Model.com.
Media Contact: media@cash-flow-model.com
