How much funding will my website or platform need?

The funding schedule shows how much loan or equity your plan requires and in which months, based on your own costs, growth and timing. You see the funding you need before you spend it.

Can I model cancellations?

Yes. Enter the share of customers you expect to lose each month, and the model reduces your subscribers and revenue to match.

Can I include marketing, payment-processing, technology and staffing costs?

Yes. Enter each cost as its own line, with the month it starts and how it grows.

Can I test slower growth?

Yes. Change a growth rate, a price or a cost and every statement updates, so you can compare the results side by side.

Can I compare funding choices?

Yes. Enter each loan or investment and compare the cash, interest and Ending Bank Balance side by side.

Does it replace my accounting software?

No. It calculates from your own inputs and does not substantiate them.

Website Developer Cash Flow Model

Hands reviewing financial documents on a laptop

See how much cash your platform needs before it pays for itself.

Cash-Flow-Model.com turns your website or digital platform into an 84-month projection of subscribers, revenue, costs, funding and cash. You enter your pricing, customer growth, cancellations and expenses. The model builds fully integrated financial statements in a GAAP-compliant format.

What you can model

Subscription pricing and customer growth, month by month.
Cancellations, so you see the customers you keep and the customers you lose.
Marketing, payment-processing, technology, staffing and outside-service costs.
Development spending and when it happens.
Outside funding, loans and investor capital, with the timing you choose.

Numbers website developers watch

Customers and cancellations. How many subscribers you gain and lose each month.
Operating Breakeven. The point where revenue covers your operating costs.
Ending Bank Balance. Your cash at the end of each month, so you see how long your funding lasts.

What you get

Income statement, balance sheet, statement of cash flows, funding schedule and an assumptions summary, for 84 months. Change a price, a growth rate, a cost or a funding amount and everything updates.

Who it is for

Website developers, founders of subscription and digital platforms, investors, lenders and advisors who need a clear answer before committing money.

Built from firsthand experience

PRODUITS DE L’ÉQUIPE LLC builds and operates Cash-Flow-Model.com, Oil-Royalties.com and Working-Interest.com. It used this model to plan its own subscriptions, marketing, staffing and funding. Read more about the company.

Common questions

The funding schedule shows how much loan or equity your plan requires and in which months, based on your own costs, growth and timing. You see the funding you need before you spend it.
Yes. Enter the share of customers you expect to lose each month, and the model reduces your subscribers and revenue to match.
Yes. Enter each cost as its own line, with the month it starts and how it grows.
Yes. Change a growth rate, a price or a cost and every statement updates, so you can compare the results side by side.
Yes. Enter each loan or investment and compare the cash, interest and Ending Bank Balance side by side.
No. It calculates from your own inputs and does not substantiate them.

Videos on construction cash flow

Press about construction cash flow

Other industries

Cash Flow Model for Farming, Cash Flow Model for Upstream Oil & Gas and Cash Flow Model for Construction are built the same way. Not sure which fits? See all industries.